Construction & DIY
National Housing Trust (NHT)
Jamaica's housing fund: mortgages, home improvement loans and loans to build on your own land.
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- Nov 3, 2026
- Source
- nht.gov.jm
If you contribute to the NHT through your salary, you may qualify for low-interest loans to buy, build, finish or fix up a home. The site explains each loan type, who qualifies and how much you could borrow.
What you can do with it
- Check which NHT loans you qualify for
- Learn about loans to build on land you already own
- Find home improvement and solar loans
- Check your contribution history
Good to know
Loan limits and rules change from time to time, so check the current figures on the site or at a branch before you plan your budget.